Monthly Archives: November 2016

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5 Insider Tips to Buying a Used Car

Need Some Insider Tips to Buying a Used Car?

Who Doesn’t? From being greeted on the “Lot” to selecting the right vehicle to meeting with the Finance Manager – the whole process can become challenging. Here are 5 critical Insider Tips to buying that perfect used car that will help make the purchase a more positive and financially sound experience.

Tip 1: Know your Budget.

This can be a monthly number or an “out the door” cash price. Remember to account for gas, maintenance, and insurance costs, which can easily add to the monthly payment of the car. It’s important to set a comfortable, yet strict number for your budget so you don’t get “up-sold” by the Dealer.

Also, be wary of extended loan terms. Your goal should be to find the right vehicle at the right price / budget, and within the shortest term possible. Under 60 months financing is optimal, but over 60 months means that you are on too much car. Plus, the vehicle will continue to depreciate dramatically before you get half way through paying it off.

Tip 2: Select your Target Vehicle

This seems straight forward, but most people do not do this – or at least don’t stick with it. So many people enter a dealership needing a certain vehicle, but leaving with something they wanted, instead. This is not necessarily bad, as often times we subordinate our needs for our wants. Just don’t be the bonehead that needs a low-milage family car, but leaves with a very high milage BMW coupe just because the Bmer looked cool. Be realistic with your Target Vehicle and stick to it.

However, being flexible on the color or equipment actually helps the dealer provide you the best deal possible. You may prefer a popular white one, but they may have had a red one in their inventory for a long time that they will do anything to move out.

Tip 3: Do your Research!

The biggest benefit of knowing what type of vehicle you are in the market for is that you can research its reliability, cost of use, and fair market price based on options, milage and condition. Doing so allows the buyer to drive the negotiations, rather than the dealer.

So few people research their desired vehicles, and surprisingly most simply buy on emotion. These are the same customers that end up having buyer’s remorse. Often times, what they just purchased does not pan out like they wanted, or they feel they paid too much after the fact.

Additionally, by pre-selecting a vehicle, the buyer becomes more realistic if that choice is within their budget, and keeps them on a more pragmatic path to a positive car-buying experience.

Tip 4: Love your Saleperson

Funny thing happens when a salespersons feels a strong connection with a potential customer. They tend to become a much stronger advocate for the customer. Prices seem to drop more quickly, and the salesperson truly becomes more helpful. The buyer ends up selling the salesperson than visa versa.

However, going into a dealership with a chip on your shoulder, or treating the salesperson with disrespect or omnipotence creates a confrontational situation where they will take you for every dollar they can.

Being nice, though, does not mean being weak. On the contrary. You would be surprised to see how much easier it is to get great deal with nothing more than a smile and friendly disposition.

Tip 5: Don’t Love the Car

Or at least, don’t show it. Buying a car is like playing poker. Those who tip their hand loses part of their pot. Also, don’t be afraid to walk away from the deal. Just make sure that the salesperson and manager know that you are a serious buyer beforehand, and that you are willing to make the purchase right then and there if they make the deal right for you. Car dealers will cut a deal to the bare minimum before they let a true buyer walk.

Remember, that you can visit several other dealers before the end of the day, but you may be one of only a few customers that the dealer sees on a given day. Remember that you are in charge. It’s your money, and the dealer needs to vie to earn your business. No matter what they throw at you, stick to your plan and keep it pleasant.

What To Know Before You Purchase A Car

Though buying a car may seem like a walk down the hill, many people have reported the experiences as stressful and unpleasant. This is because of the decisions that one has to make and the keen attention, which is put into the process before acquiring the car. Whether you are in the progress of buying a car in the near future, below are some of the ways to go about the tense situation.

  • Make a right, informed choice

This seems obvious; before you go on to buy that car that you are looking for, it is essential to make sure that you go for one that best fits you and your needs. Many people rush into the decision of acquiring a car only to make a regrettable decision that they would have been avoided easily by making an informed decision. Some of the consideration here is your body type and the regular functions that the car will be performing.

  • Set your price target

By using the internet, you can be able to acquire great deals on the type of car that you are searching. Moreover, the internet has made it easier for buyers to be able to compare prices of the various dealers while interacting effortlessly with them and hence the internet should be the first stop to view the different costs and land on a good deal.

  • Check your credits

If you are to buy the car on a loan, you should make it your homework to check your credit union to be able to find the lowest available rate. By getting a pre-approved loan, you get confidence in negotiating a better lower pr ice for the car.

  • Do not buy the car on the first visit

Many experts recommend that you do not buy the car during the first visit. This is because you may be able to find other suggestions or change your mind on the processes. Many people who have ignored this step or have rather rushed into the buying decision have been faced with regrets after making a wrong choice.

  • Check for warranty, insurance and repairs

Before you go to purchase the vehicle, it is important to check for other credentials such as the warranty repair services, guarantee and insurance policies. This will be essential in case of accidents and in legal proceedings regarding the car. For instance in case of an accident or repairs for the car you will need a lemon law attorney’s help in legal matters that concern the repair and management of the vehicle.

Abridged Car Theory Test – Discover a Cheaper Alternative to the Standard UK Driving Theory Test

The ‘abridged’ car theory test was introduced in October 2009 by the now defunct DSA as part of an overhaul to the UK driving theory test. The test gives safe road users an opportunity to complete a shortened version of the standard exam at a reduced cost. It has proven to be a successful initiative in getting more road users to acquire the ‘Safe Road User Award’

To be eligible to take the ‘abridged’ test learner motorists must have successfully completed a voluntary course – the ‘Pre-Driver Qualification In Safe Road Use’ course – which was introduced in January 2009 and, at the time of writing (10th June 2014), is currently available at 10 locations throughout England and Scotland.

Those who successfully complete the course will be issued with a Safe Road User Award, permitting them to take the ‘abridged’ car theory exam. There are many benefits associated with taking this exam.

Firstly, the ‘abridged’ version features a reduced number of multiple-choice questions. Rather than the standard 50 questions and having to answer 43 correctly, ‘abridged’ car theory test candidates are required to answer 35 multiple choice questions, answering 30 correctly.

However, ‘abridged’ car theory test candidates are still tested on 14 hazard perception clips, in keeping with the standard UK theory exam.

Once candidates are issued with the Safe Road User Award they are required need to take the abridged car theory test within three years of getting it, otherwise the award becomes void and the process would need to be started again.

Secondly, the ‘abridged’ exam costs less, compared to the standard theory test, costing just £24. Candidates stand to save £7 and have the benefit of an accredited award certifying them as a safe driver.

The Safe Road User Award was developed in order to build positive attitudes to road use and help young motorists to take responsibility for using the UK’s roads safely. The aim of the initiative is to reduce the number of deaths among drivers aged between 17 and 25, which has become a scourge on British motoring over the last 10 years, according to some commentators.

To enquire about the ‘abridged’ exam it’s recommended that you consult a third party booking service or visit the official UK Government website. Either of these services can also be used to book the exam.

Using the official Government site requires you to carry out the booking, whereas enlisting the services of a third party company will mean they will book a test on your behalf.

How Much Can You Expect to Pay for Long Term Car Hire?

There will be a few situations in your life where you may need to consider hiring a car for a long period time. This can be an extremely expensive process if you do not follow the correct procedures. In order to know how much you can expect to pay for long term car hire, you need to figure out exactly what your needs are with regard to the vehicle itself.

There are two different options when hiring a vehicle, short term and long term. Short term car hire is normally associated with holidays or travelling. In these cases, the car will be rented to you at a daily rate. Long term car hire is rented to you at a monthly rate. Depending on your circumstances, you can choose to rent a car between three and twelve months when choosing long term car hire. The number of months that you choose to rent the car for will determine how much it will cost you per month. Different makes of cars will also be more expensive or less expensive to rent. If you only need a car to get around in for a few months, due to circumstances beyond your control, it is not advisable to choose an expensive car to hire.

If you are unable to buy a vehicle outright, you can “rent to own” a one by choosing long term car hire. This is a fantastic way in which to drive the car of your dreams in an instant, instead of waiting and saving for months and months on end. You can get your car straight away and pay for it on a monthly basis until you have the cash on hand to buy it from the dealer. In certain circumstances, you may be able to negotiate the monthly price to accommodate your needs. Just remember that the more money you can put towards your car monthly, the faster the car will be rightly yours.

How much can you expect to pay for a car? Generally, you can expect to pay anywhere between R50,000.00 to R250,000.00 for a motorcar. These prices will be determined by the make, year and whether or not the car is second hand. If you choose to purchase a second hand car for long term car hire that is priced at R50,000.00 you can expect to pay R4166.67 per month over a twelve month period. Ultimately, the amount of money that you can expect to pay towards a car will be determined by taking these different elements into account. Prices will also vary according to the company that you deal with.

Do your research before choosing your new car

Before choosing to “rent to own” a car, make sure that you do adequate research. You need to take into account how much you can realistically afford to pay for a car each month, what year model you would ideally prefer, the actual model of the car and whether or not you would be satisfied with a second hand car. Once you have figured all this out, you need to come to the best long term car hire companies.

Importance of a Fuel Pressure Regulator (FPR) in Fuel Injection Systems

Most of the cars available in today’s market are equipped with high performance electric fuel injection systems (FIS). The fuel pressure regulator (FPR) is a critical component of FIS. It helps FIS to function efficiently and it improves the overall performance of the car.

More about FPR

FPR is located inside the fuel tank in some models and on the fuel rail in other models. The prime function of the FPR is to maintain consistent pressure of fuel that is being pumped to fuel injectors on the engine. It ensures that the fuel rails contain enough amount of fuel and right amount of fuel is supplied to injectors irrespective of the changes in the flow of fuel.

FPR works at high load, high temperatures and is exposed to different types of chemicals present in the fuel. To sustain all these, FPRs are made of high performance and corrosive free materials. Thus, it is one of the strongest and most durable among all the components of FIS.

There are two types of FPRs available:

1. Fixed-rate

2. Adjustable

Adjustable FPR comes with the adjustable screw where you can adjust the pressure manually. In fixed-rate FPR, pressure is set automatically based on the driving conditions. It is always recommended to go with fixed-rate FPR unless you have sound knowledge of your vehicle’s fuel system and you can set pressure accurately.

FPR determines the performance of the vehicle

FPR is very important in FIS and it determines the performance of the car. It has two sides. One side is connected to the fuel rail where fuel enters and the other side has an inlet for air. FPR has a diaphragm and spring system that is attached to the bypass valve. It adjusts, opens and closes, on its own based on the demand for fuel. It makes sure that the optimal amount of fuel is pumped into the engine to maintain perfect ratio of fuel and air mixture.

Return fuel lines are attached to FPR through which excess and left out fuel is sent back to the tank.

When FPR is damaged or does not work properly, either more fuel is pumped to fuel injectors or less than required amount of fuel is sent to the injectors. Both the cases are problematic.

• At high pressure: When FPR does not function properly and the pressure increases, excess fuel is sent to injectors resulting in wastage of fuel and it affects fuel efficiency badly.

• At low pressure: When FPR cannot maintain pressure, it pumps less than the required amount of fuel to injectors. This leads to combustion (starting) problems and results in emission of black and toxic substances.

FPR not only plays a vital role in regulating the pressure of the fuel to the engine but is also environmental friendly as it reduces the emission of toxic substances.

Prevent Dangerous Driving With IVMS / GPS Tracking / Telematics

As an employer, it’s not only important to ensure the safety of all employees on the road, but to prevent any unnecessary costs associated with dangerous or careless driving. This is why many are turning to In Vehicle Management Systems, also known as telematics or GPS tracking.

IVMS allows users, whether that’s an owner or fleet management, immediate insight into their fleet’s driving activities, therefore enabling real-time identification of dangerous, at risk driving behaviour. At risk driving behaviour can include anything from speeding, excessive engine revving, harsh braking, rapid acceleration, freewheeling or entry of dangerous or high risk geofenced areas.

This insight allows users to first and foremost address the risky driving behaviour. Once employees know their driving is being regularly monitored and at-risk behaviour is being addressed, employees will tend to drive more carefully.

In addition, IVMS offers users the ability to:

  • Communicate proactively with drivers by way of an in-cab warning system. Alerts can be audible (i.e. buzzer) or visual (i.e. flashing light) to inform a driver when they have broken a safe driving rule such as speeding or harsh braking. This system is excellent for promoting driver awareness, and over time, these warnings will improve driving habits and break the bad ones.
  • Report on driving behaviour. Users can create custom reports or utilise existing templates to visually illustrate risky driving habits such as speeding or unauthorized vehicle use.
  • Notify management if a safety parameter is breached or an accident occurs. IVMS can be programmed to send various parties an automatic email or SMS alert if a driver is, for example, not wearing their seatbelt, is swerving between lanes, or braking harshly.

Accident Reconstruction
Unfortunately, despite proactive efforts, accidents can still occur. IVMS software allows users to recreate an accident to identify what happened and who was responsible. Information evaluated includes the vehicle speed versus GPS speed (used to identify wheel spin), RPM, both X and Y axis of the accelerometer (details vehicle’s movements from front to back and side to side), and the driver involved. This valuable information will allow you to respond quickly to the incident, and depending on the outcome, provide ‘no-fault’ evidence for insurance coverage purposes.